If you have or are a student heading to college, you certainly have a list of things you need. It would help if you got classes scheduled and books procured, and you may need an apartment. Of course, you can add furniture, a computer, kitchenware, bedding, and more.

If a student rents space while attending school, you should also ensure that you have renters’ insurance.

At Bingham Insurance Group, we serve the Braselton, GA, area with a full line of personal insurance products, including renters insurance.

Here’s why you may need it:

The landlord doesn’t cover your personal items.

A landlord’s insurance policy does not cover a tenant’s personal items. This is up to the renter, and renters’ insurance is how to get covered.

Your landlord could require it.

More landlords and property managers are requesting that tenants carry renters insurance. They may even recommend an agent, but you make that choice.

Renters insurance covers your personal property.

Renters’ insurance can cover personal items that are stolen or vandalized. They may also be covered while your student is traveling. Certain electronics may be limited.

Liability insurance is included.

Renters insurance often provides liability insurance should a visitor or delivery person become injured while at the rental property.

Contact Bingham Insurance Group for a quote today.

Remember that the renter’s insurance covers the insured’s personal property. This means each tenant should have their own policy.

Contact us at Bingham Insurance Group of Braselton, GA to get a quote on a renters’ insurance policy. We look forward to helping you get your college year off to a great start.