Classic Car Insurance in Georgia

Owning a classic car is a dream come true. Dreams don’t come cheap, and residents of the Braselton, GA area are counting on Bingham Insurance Group to provide the coverage they need to protect their investment. They have additional offices in Decatur, GA and Attalla, AL for your convenience.

What is a classic car for insurance purposes?

A classic car must be at least ten years of age and be significant in some way. Just being ten years or even fifty years isn’t enough. It has to have some historical value like being a muscle car or hot rod. It also must be restored or in the process of being restored.

Not every classic car has the same value. It is essential as an owner to be sure that the insurance that you choose considers the true value of your vehicle and the fact that it will appreciate over the years. Meeting with your agent to come up with an agreed-upon value is essential. This way you will not sustain a financial loss as well as the loss of your beloved vehicle in the regrettable case of an accident.

In addition to the coverage for your classic vehicle and any enhancements that you have added on, it is not a bad idea to opt for roadside assistance coverage. This is an older vehicle that we are talking about, and nothing ruins a great day out driving like having a breakdown and not having the coverage to get the help you need.

No matter how much you love your classic car, most policies expect that you will drive your vehicle less than 5,000 miles a year. Be sure to discuss this with your agent when you are choosing your coverage.

If you are a classic car owner in Georgia or Alabama and live in the Braselton, GA, Decatur, GA, or Attalla, AL area, you can visit the offices of Bingham Insurance Group to get a quote and have your questions answered.