An auto insurance policy includes various types of coverage, including collision coverage. This is a crucial type of coverage for every driver in their auto insurance. If you’re looking for auto insurance, we at Bingham Insurance Group in Braselton, GA, are here to assist you.

Understanding Collision Coverage

An auto insurance policy typically includes mandatory coverages such as property damage liability and bodily injury liability. These coverages pay for someone else’s damage bills when you’ve been in an accident with them. While these are essential, other types of coverage are equally beneficial. Collision coverage, for instance, pays for damages to your own vehicle. Without this coverage, you would have to pay out of pocket for any damage to your vehicle if you were at fault in an accident.

Collision and Comprehensive Coverage

Many people also choose comprehensive coverage when opting for collision coverage. This optional coverage helps in case of damage or other issues that occur while your car isn’t being driven. While collision coverage pays for your damage in an accident, comprehensive coverage pays for damage from a variety of risks when your car is parked. Combined with your liability coverage, these two types of coverage ensure you’re covered in all circumstances.

Securing Auto Insurance

Talk to us about your auto insurance needs to ensure you’re adequately covered. We’re here to help you get started. Contact us at Bingham Insurance Group in Braselton, GA.