p>In many professions, mistakes are costly. Not fulfilling a contract can get you sued. And in Georgia, errors and omissions (E&O) are especially prone to going to court.
That’s why at Bingham Insurance Group, serving Braselton, GA, and the state, we recommend that all of our clients who are in business for themselves, accountants, tutors, caterers, remodelers, insurance brokers, trainers, and nutritionists, among many others, avail themselves of E&O coverage.
Certain professionals, like lawyers and doctors, are statutorily required to carry malpractice insurance in Georgia. Architects and engineers carry professional liability insurance. Coverage for other professions and services is known as E&O. E&O is not required by law, but it is always a good idea to have it.
What kinds of situations are covered by E&O?
- You are a wedding photographer, and your film is spoiling.
- You are a cake decorator, and you discover you misspelled the honoree’s name at the last minute.
- You are remodeling a bathroom and putting the hot and cold water connections in backward.
- You are an insurance agent, leaving an insured’s name off the policy.
- You are a beautician who accidentally turns your client’s skin purple.
- You are a writer and accidentally publish someone else’s words as your own.
You are covered for honest mistakes. You are not covered for intentional errors. You aren’t covered for illegal acts. You aren’t covered for bodily injury to another.
But you can get affordable coverage from Bingham Insurance Group the same day you come in. We need your registered business name, your registered business location (you can be in Braselton, GA, or anywhere in the state), your business license numbers, some basic information about your employees and revenues, and an understanding of what you do.
We can help you find affordable E&O insurance. Call us today!
