There are a lot of great ways to protect your loved ones, and one of the best ways is through life insurance. At Bingham Insurance Group, we can help you choose the policy that’s right for you. The level and type of coverage are important, and different kinds of life insurance can work for your needs. If you’re in the Braselton, GA area, we’re here to help you find a policy you and your family can feel good about. We’ll also be happy to answer your questions because we know choosing an insurance policy isn’t always easy without the right help and support. You want to make sure you’re getting what you want, along with the peace of mind.

Our trained and dedicated agents will walk you through the options you have, and ask questions to help determine what level of coverage could be right for you. Protecting your family in the event of your death is very important, and that’s especially true if you’re typically the one to support your family. You’ll also want to revisit your policy if your life circumstances change, such as if you get married or have a child. That can affect the coverage level you’ll want to have for your insurance, and we can help you make the needed changes, so your family stays protected. Changing jobs or careers is another good reason to talk to us. We’re happy to help.

The agents of Bingham Insurance Group are often asked if there is an age requirement in life insurance. While whole life may not be the best option if you are over the age of 55, term life may provide you with the type of benefits you’re looking for. Most people who are looking for life insurance after they reach a certain age often want something affordable that their loved ones can use to pay their final expenses. If you live in Braselton, GA, discussing your options with an agent will provide you with the answers you’re looking for.

You’re Never Too Old

You’re never told to buy a term life insurance policy. Term life covers a specific span of time, usually 5,10, 15, or 20 years. Because the amount of time is fixed, the rates are more affordable. After you reach a certain age, your premiums will increase but will still be affordable enough to provide you with the coverage you need to pay off any final expenses you may have.

Choose the Right Policy

After you reach a certain age, your financial needs change. Whole life insurance is more expensive because it guarantees the full amount of the policy no matter how long you pay into it. this is the best type of policy for someone who is younger and has a family to support. A term life policy is designed to meet the needs of someone who only needs a specific amount of coverage.

Bingham Insurance Group serves residents throughout the Braselton, GA area. If you are interested in learning more about life insurance, call and talk to a licensed agent. They can provide you with the answers you need to make an informed decision.