Dealing with the Aftermath of a Flood
Experiencing a flood is a distressing situation. Even if you and your family manage to get to safety, dealing with the aftermath can be very stressful. However, if you know ahead of time what you need to deal with, things can feel a little less overwhelming. This can be a challenging, long road, but having a plan can make it more manageable. Remember, safety comes first! Don’t return to the flooded area until authorities say it’s safe. The electricity and gas should be shut off until it’s safe to resume. When you do go back, be cautious of any debris, contamination in the water, or mold.
What to Do Next
First, call FEMA. They may be able to provide immediate assistance. If you have flood insurance, contact your insurance agent next. Document everything with photos or video. Get detailed shots of all the damage. If something like flooring or carpeting is damaged, save a sample to show the adjuster. Keep records of all paperwork. Photograph it if it can’t be photocopied. When the adjuster shows up, ask for ID and be prepared to ask for partial payment or an advance if needed. All pertinent information on the property must be available. Get everything in writing. Communicate as much as you can with your adjuster through email. Do not start repairs without written approval from the adjuster. You have 60 days to sign and submit Proof of Loss. The sooner you do this, the better. You can clean up some of it yourself but don’t hesitate to hire a professional. Your insurance will likely cover this.
Bingham Insurance Group: Serving Braselton, GA
If you are in the Braselton, GA area, please consider Bingham Insurance Group for your flood insurance needs.
